Group Benefits Plan
Group Benefits Plan
With group benefits, you can provide security for your employees’ financial futures with retirement and savings plans. Group insurance plans can be customized to meet the needs of your unique business and your employees’ financial aspirations. Group benefits are a powerful method for both attracting and maintaining employees, providing them a roadmap to a secure retirement. The right group insurance can also benefit employers with various tax benefits and reduced payroll expenses.
The advantages of having a Group Benefits Plan.
How to evaluate your employee's benefits plan needs
How to get started with the right group benefits plan for your company
Business Owner Insurance
Whether you’re just starting a new business or you’ve been running a company for years, having the right business insurance is critical for protecting yourself and your employees. Business insurance from Girgis Insurance can help you run your business responsibly for years to come.
Life Insurance
Both term and permanent life insurance have their benefits in regard to business coverage. In the event that vital employees or business partners die, term life insurance can help you continue the business. Many business owners utilize permanent life insurance as a corporate investment and retirement strategy since it can be a tax-efficient method of transferring assets out of the business.
Disability Insurance
Protection for yourself and your employees should be a top priority for any business owner. In the event that illness or injury prevents you or your employees from working, disability insurance can provide protection from income loss. Disability insurance is also available as a group plan for employees.
Critical Illness
In the event that you or a vital member of your business is affected by a serious medical condition, including cancer, heart attack, or stroke, critical illness insurance eases the financial impact that is caused. You can keep your business running while the affected party is able to focus on recovery.
Creditor Insurance
Also referred to as “creditor protection,” creditor insurance is a simple way to protect your credit. In the event that you are diagnosed with a serious medical condition or illness, become disabled, experience involuntary job loss, or pass away, creditor insurance provides a defense against debt collectors. Creditor insurance allows you to insure your mortgage, loans and lines of credit, and outstanding credit card balances. This insurance can pay your mortgage or any loan balances you have, or help make debt repayments on your behalf.